How It Works

At Oasis Capital, we’ve dedicated extensive thought and effort towards crafting a streamlined approach to empower your financial journey. We believe in simplifying the process of accessing financial solutions, ensuring swift and seamless experiences for our clients.

New Clients

1. Obtain a guarantor number

To obtain a guarantor number, identify a suitable guarantor with good credit. Upon acceptance, the shareholder issues the guarantor number. Proceed with registration and application for the loan.

2. Register and Login

Registering involves providing personal details to create an account. Logging in requires entering credentials to access the account. These steps enable access to platform features and ensure security.

3. Apply for a loan

Proceed to apply for the loan. In put the neccessary information to enable a smooth transfer.

4. Wait for disbursement

The loan is disbursed immebiately after approval. A confirmation email is sent to your guarantor informing him or her of the amount that has been disbursed.

5. Repay your loan

Repay back the loan and the accrued intrest within the stipulated period.

Return Clients

1. Login

Logging in requires entering credentials to access the account. These steps enable access to platform features and ensure security.

2. Apply for a loan

Proceed to apply for the loan. In put the neccessary information to enable a smooth transfer.

3. Wait for disbursement

The loan is disbursed immebiately after approval. A confirmation email is sent to your guarantor informing him or her of the amount that has been disbursed.

4. Repay your loan

Repay back the loan and the accrued intrest within the stipulated period.

5. Check loan limit

At Oasis Capital, the loan limit increases incrementally as you borrow more, ensuring flexibility and tailored financial solutions to meet your evolving needs. Check your limit to know the amount you can request for in the future.

A few more key points about Oasis Capital you should know

At Oasis Capital, we prioritize the principles of treating clients fairly as a responsible microfinance firm. This commitment is reflected in our practice of assigning a dedicated administrator to handle clients’ needs. By doing so, we ensure meticulous management of accounts and uphold our standards for sound lending decisions. Rest assured, the administrator is readily available to assist with any inquiries or adjustments you may require, ensuring personalized support is just a call away.

Early loan repayment is cheaper

Opting to settle your loan ahead of schedule can save you money. If you decide to do so, we can waive the interest on your loan. This is because we calculate interest based on the number of days you borrow from us.

There are no concealed charges

At oasis capital, there are no absurd charges. The charges are limited to interest, transaction and withholding charges. 

Flexible repayment duration

Upon issuing your loan, we’ll establish scheduled repayment dates for you. Nevertheless, if you ever need to adjust occasional repayments, you can simply request this directly from the administrator. We believe that flexibility is essential in providing the most optimal loan service.

About our loans

At Oasis Capital, we offer flexible loan ranges. We urge you to apply only if you are confident in your ability to meet the repayment terms. Missing repayments could negatively affect your credit rating, potentially complicating future credit applications.

If you are considering extending or consolidating existing debt, be aware that it may result in higher interest charges due to the extended loan term. However, rest assured, we never increase the agreed-upon interest rate.

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